Typical use
Personal trips, client visits, deliveries and passenger transport may require different evaluations. Do not assume a personal policy addresses all work activity.
Drivers and ownership
A company may own cars, rent them or rely on employee vehicles. Each situation raises different liability questions.
Review before changing use
If you start deliveries or hire drivers, ask about coverage before using the vehicle for the new operation.
Learn more from official sources
Florida Department of Financial Services ↗ · NAIC Consumer Resources ↗
This is general information. Coverage, limits, exclusions, eligibility and pricing depend on the insurer and policy. Confirm your options with our team.