Commercial property
Declare premises, equipment, furniture and inventory to review suitable limits.
BUSINESS PROTECTION
Business owners policy (BOP)
A BOP may bring commercial property and general liability into one policy for eligible businesses. Review limits, endorsements and what falls outside the package.
UNDERSTAND YOUR OPTIONS
What this insurance may address
A package for eligible businesses that combines several protections in one policy.
General liability
Review third-party risks arising from operations.
Business income subject to terms
Ask which losses and periods may trigger business income coverage.
A situation to consider
A shop with inventory and walk-in customers may start with a BOP, while its delivery vehicle and employees need separate review.
QUESTIONS WORTH ASKING
Start your quote with clarity.
- Does the business meet program eligibility?
- Which property and location appear on the policy?
- What additional coverage does the operation need?
PREPARE FOR THE CONVERSATION
Have these handy if available:
- Description of operations and locations
- Sales, payroll and employees if relevant
- Value of relevant property, equipment or vehicles
- Contracts with insurance requirements
Our team can explain any additional information a carrier requests.
FREEDOM INSURANCE
You may also explore
BUSINESS
Commercial property
Protection for business buildings, equipment and inventory against covered losses.
Learn more ↗
BUSINESS
General liability
Protection against certain third-party claims related to your business operations.
Learn more ↗
BUSINESS
Workers’ Compensation
Protection related to employees' work-related injuries or illnesses.
Learn more ↗
BUSINESS
Commercial auto & fleets
Protection for vehicles used in business operations.
Learn more ↗Learn more from official sourcesRead this official guide ↗
This is general information. Coverage, limits, exclusions, eligibility and pricing depend on the insurer and policy. Confirm your options with our team.