BUSINESS PROTECTION
Commercial umbrella & excess
Additional limits above specified business liability policies. Its usefulness depends on your situation, the declared property or activity and the terms of the policy.
UNDERSTAND YOUR OPTIONS
What this insurance may address
Additional limits above specified business liability policies.
Coordination of underlying policies
Protection defined by the contract
A situation to consider
Contracts or operating scale may call for limits above underlying policies.
QUESTIONS WORTH ASKING
Start your quote with clarity.
- How is commercial umbrella & excess described in the proposal?
- Which limits, deductibles and exclusions apply?
- Which changes should you report during the policy period?
PREPARE FOR THE CONVERSATION
Have these handy if available:
- Description of operations and locations
- Sales, payroll and employees if relevant
- Value of relevant property, equipment or vehicles
- Contracts with insurance requirements
Our team can explain any additional information a carrier requests.
FREEDOM INSURANCE
You may also explore
BUSINESS
Business & liability
A combination of policies tailored to your company's property, operations and liabilities.
Learn more ↗
BUSINESS
General liability
Protection against certain third-party claims related to your business operations.
Learn more ↗
BUSINESS
Commercial property
Protection for business buildings, equipment and inventory against covered losses.
Learn more ↗Learn more from official sourcesRead this official guide ↗
This is general information. Coverage, limits, exclusions, eligibility and pricing depend on the insurer and policy. Confirm your options with our team.