BUSINESS PROTECTION
Equipment breakdown
Options for breakdown of specified business equipment. Its usefulness depends on your situation, the declared property or activity and the terms of the policy.
UNDERSTAND YOUR OPTIONS
What this insurance may address
Options for breakdown of specified business equipment.
Mechanical systems
Related losses when purchased
A situation to consider
Mechanical or electrical failure can affect essential equipment without a fire or theft.
QUESTIONS WORTH ASKING
Start your quote with clarity.
- How is equipment breakdown described in the proposal?
- Which limits, deductibles and exclusions apply?
- Which changes should you report during the policy period?
PREPARE FOR THE CONVERSATION
Have these handy if available:
- Description of operations and locations
- Sales, payroll and employees if relevant
- Value of relevant property, equipment or vehicles
- Contracts with insurance requirements
Our team can explain any additional information a carrier requests.
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This is general information. Coverage, limits, exclusions, eligibility and pricing depend on the insurer and policy. Confirm your options with our team.