PERSONAL PROTECTION
Personal umbrella
An additional layer of liability above specified underlying personal policies. Its usefulness depends on your situation, the declared property or activity and the terms of the policy.
UNDERSTAND YOUR OPTIONS
What this insurance may address
An additional layer of liability above specified underlying personal policies.
Certain personal liability claims
Coordination with auto and home
A situation to consider
Growth in assets or activities may prompt a conversation about additional liability limits.
QUESTIONS WORTH ASKING
Start your quote with clarity.
- How is personal umbrella described in the proposal?
- Which limits, deductibles and exclusions apply?
- Which changes should you report during the policy period?
PREPARE FOR THE CONVERSATION
Have these handy if available:
- Property address and occupancy
- Construction year and major improvements
- Current policy and renewal date
- Approximate value of belongings to protect
Our team can explain any additional information a carrier requests.
FREEDOM INSURANCE
You may also explore
PERSONAL
Auto
Protection for your vehicle and your liability to others while driving.
Learn more ↗
PERSONAL
Home & property
Protection for your home, belongings and certain personal liability risks.
Learn more ↗
PERSONAL
Condo (HO-6)
Protection for your condo unit and belongings, coordinated with the association's master policy.
Learn more ↗Learn more from official sourcesRead this official guide ↗
This is general information. Coverage, limits, exclusions, eligibility and pricing depend on the insurer and policy. Confirm your options with our team.