Hull and equipment
Describe the vessel, engine, accessories and declared value.
PERSONAL PROTECTION
Boat & personal watercraft
A boat brings together the vessel’s value with on-water, transport, storage and passenger risks. Where you navigate and store it matters.
UNDERSTAND YOUR OPTIONS
What this insurance may address
Options for recreational boats, yachts and personal watercraft.
Liability
Review claims involving other people or property on the water.
Towing or assistance, when purchased
Confirm whether towing, rescue or assistance options exist and where they apply.
A situation to consider
If you keep the boat at a marina and move it on a trailer, review how those periods and additional equipment are treated.
QUESTIONS WORTH ASKING
Start your quote with clarity.
- Where and when do you navigate?
- How is the boat stored and transported?
- Who operates it and what equipment is on board?
PREPARE FOR THE CONVERSATION
Have these handy if available:
- Year, model, engine and identification number
- Navigation and storage locations
- People who operate the vessel
- Value of accessories and equipment
Our team can explain any additional information a carrier requests.
FREEDOM INSURANCE
You may also explore
PERSONAL
Personal umbrella
An additional layer of liability above specified underlying personal policies.
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PERSONAL
RV & recreational vehicles
Protection for recreational vehicles based on how and where you travel.
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PERSONAL
Auto
Protection for your vehicle and your liability to others while driving.
Learn more ↗Learn more from official sourcesRead this official guide ↗
This is general information. Coverage, limits, exclusions, eligibility and pricing depend on the insurer and policy. Confirm your options with our team.